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- Encrypted chats and calls- Avoid SMS and phone call charges*Data charges may apply. Why are you using very unfamiliar icons for speakerphone when placing a voice call?Please simplify the outgoing call GUI and add a mute button.We’d like you to fully understand the risks involved (see below).Please remember that stock market investments can rise and fall in value and returns are not guaranteed, which means that you may get back less money than you originally invested.

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